Education · Community · Tools
Money is one of the leading causes of conflict in relationships. We're building a space where young couples can learn, plan, and get on the same page financially.
Why it matters
Most couples enter relationships without ever talking about how they'll manage money together. No system, no shared language, no plan. That silence is where conflict grows.
1 in 4
couples say money is their greatest relationship challenge
Fidelity Couples & Money Study, 2024What we do
Couples Finances is not about a single product. It's a space for learning, connecting, and building financial habits that last.
Education
Practical content to help couples understand basics of planning finances together. Budgeting, clearing debts, tracking goals, investing.
Community
Conversations with real couples about how they manage money together. Honest, relatable, and built on shared experience.
Tools
We built heyFinance, an app designed based on how we actually manage our finances, with a Mine, Yours, and Ours ownership model.
Coaching
Coming soon. Guided sessions with financial coaches who understand the unique dynamics of managing money as a couple.
The tool
When my wife and I started managing money together, nothing quite fit. Budgeting apps were built for individuals. Spreadsheets became complicated quickly. So we built heyFinance for ourselves, to help us plan our finances together, while maintaining our uniqueness.
Because being a couple doesn't mean losing yourself. You are one, but still two distinct individuals. heyFinance is built around that truth.
Mine
Your personal finances and goals. Plan for the things you enjoy and become good with money.
Yours
Your partner's personal finances and goals. Separate, respected, but always in view. The goal is shared financial visibility.
Ours
Your shared finances as a couple. Joint goals, shared budgets, and a single view of your life together.
Our story
I'm Ayomide, a software engineer based in Berlin. My wife Tobiloba and I started managing our finances together and quickly realised there were not a lot of good systems for it. Even more importantly, not a lot of conversations happening regarding this.
So we built one. heyFinance started as our own system. The Mine, Yours, Ours model is literally how we manage our money today. We then opened it up to other couples because we knew we weren't the only ones figuring this out the hard way.
Couples Finances is the bigger vision. It's a space for education, honest conversations, and community around one of the most important things couples never talk about.
The blog
15 min read
A detailed look into our financial planning system - covering budgets, goals, debts, receivables, and how transactions connect everything together.
8 min read
A Nigerian couple living in Berlin — here's how we think about money together, from pre-marriage counselling to our monthly money dates.
Most couples never talk about money until it becomes a problem. Start here.